Terms and Conditions

Website Terms & Conditions (standard) – last updated May 2024

Terms & Conditions
Welcome to our website. This is the site of Civitas operated by Civitas Investment Management which means Civitas Investment Management and its subsidiaries. Use of this website is subject to the terms and conditions set out below and by using the website you show your agreement to such terms.

The data on our website shall not be regarded or taken as financial advice. Therefore, access to our website is on condition that it is to receive information only and does not constitute an offer to enter into any contract or agreement nor is it a solicitation to buy or sell investments. Past performance is not necessarily a guide to future performance. Any past performance details within this website are not an indication of future performance and any investment in the funds may result in a loss of an investors’ capital.

Changes
These terms and conditions are reviewed annually, and Civitas Investment Management reserves the right to change these terms and conditions at any time by posting changes on the website. It is your responsibility to review the website terms and conditions regularly to ensure you are aware of the latest terms and conditions. Your use of the website after a change has been posted will be deemed to signify your acceptance of the modified terms and conditions. You must check these terms and conditions for changes each time you intend to use this website.

Website User Conduct
Users of this website are prohibited from:

Disrupting or interfering with the security of the site or otherwise abusing any service provided on the site or linked websites.
Disrupting, interfering or abusing any other user’s enjoyment of the site.
Obtaining unauthorised access to any part of the site that is restricted from public access.

Links
The website may contain links to other sites. Although utmost care is exercised in providing links to sites that share our high standards, Civitas Investment Management shall not be responsible for the content, security, availability and privacy practices used by such linked sites. The linked pages are provided for the convenience of our website users only and do not constitute an approval of their services or practices. Links from other websites to our home page do not require prior permission from us but deep linking into any other page of our site should not be effected without prior permission from us.

Indemnification by Users
Users of Civitas website agree to indemnify, defend and hold the website operators, officers, directors, employees, agents and business partners harmless from any loss, liability, claim, demand, damage or expense asserted by any third party relating to a visitor’s use of this website or breach of these terms of use.

Limitation of Liability
The operators of the Civitas website will not be liable to users or any third party for any damages however caused, whether direct, indirect, incidental or consequential relating to or arising out of a visitor’s use or misuse of this website.

Data Protection Act Policy
The Data Protection Policy of Civitas Investment Management is incorporated by this reference into this website terms of use and describes the information collected when you visit this site and how such information is used.

Information Collected
Users of our website can visit the site without revealing their identity or providing information about themselves, save for the users IP address (see Privacy Policy). We collect information directly from users when they voluntarily submit their personal information to us. At certain parts of our website, we may provide the opportunity for users to register to join a mailing list or request information. When this sort of information is collected Civitas Investment Management will provide the reason for collecting the information and how the information will be used. We reserve the right to add to this list of opportunities available to our users to interact with us. It is completely up to users to provide us with their personal information.

Civitas Investment Management does not sell, rent or deal in the personal information we hold. Information may, in the ordinary course of business, move between different divisions in the Civitas Investment Management group or to our contractors, which may involve the transfer of data outside the European Economic Area.

Use of Collected Information
Generally, visitors are informed of the use of their personal information at the time of collection. Normally, personal information provided or collected is used to respond to inquiries or to process requests. We may share website visitors’ personal information with other companies that we have hired to provide services to us. Prior to doing so, we will ensure they have appropriate data protection safeguards in place to protect your personal information.

Security of Collected Information
Civitas Investment Management maintains strict physical, electronic and administrative safeguards to protect user’s personal information from unauthorised or inappropriate access. Employees, business partners and affiliates who misuse a user’s personal information are subject to legal or disciplinary actions.

User’s Access to Collected Information
Users of our website may review and update any personal information that is provided to us or collected through this website and actually stored by us on written request to Civitas Investment Management.

Copyright / Trade Mark Notices
The website operator, affiliates and business partners each reserve copyright in all content that they provide to the site, including but not limited to design, text, software, drawings, graphics and other files. All imagery of Civitas tenants (save for stock imagery) is attributable to Polly Braden, copyright holder, who has granted use of the images for the purpose. No part of this website may be republished, reproduced, downloaded, displayed, distributed, posted transmitted or sold in any form or by any means in whole or in part without prior written permission of the copyright owner. Users of this website may not reproduce and reuse for any commercial purpose whatsoever any aspect of the website content. The rights owners, therefore, retain copyright in all page headers, button icons, collection material, custom graphics and all other types of graphics used on this site and these may not be copied or imitated without the rights owners’ permission. The trade marks, logos and service marks displayed on this site belong to the operators of this website and others who have contributed to the design of the site. The owners of the marks on this site retain exclusive rights in and to the marks. Nothing grants users the right to use, reproduce or display any of the marks without prior authorisation from Civitas Investment Management.

Interruptions and omissions in service

Whilst we take every care to ensure that the standard of this website remains high and to maintain the continuity of it, the Internet is not always a stable medium, and errors, omissions, interruptions of service and delays may occur at any time. As a result, we do not accept any ongoing obligation or responsibility to operate this website (or any particular part of it).

Disclaimers
Whilst Civitas Investment Management has taken care in the preparation of the contents of this website, this website and the information contained in it are provided on an “as is” basis without any representation or endorsement being made and without any warranty of any kind, whether express or implied including but not limited to, any implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. To the extent permitted by law, all such terms and warranties are hereby excluded. Under no circumstances, will Civitas Investment Management be liable (whether in contract or tort (including negligence or breach of statutory duty) or otherwise) for any losses sustained and arising out of or in connection with use of this website including, without limitation, loss of profits, loss of data or loss of goodwill (directly or indirectly) nor any indirect, economic, consequential or special loss. Civitas Investment Management does not represent that the information contained in this website is accurate, comprehensive, verified or complete, and shall accept no liability for the accuracy or completeness of the information contained in this website or for any reliance placed by any person on the information. Civitas Investment Management does not warrant that the functions or materials accessible from or contained in this website will be uninterrupted or error free, that defects will be corrected or that this website or the server that makes it available are virus or bug free or represent the full functionality, accuracy, reliability of the material. Civitas Investment Management is not responsible if you are unable to access or use the website.

Jurisdiction and Law
It is intended that the information contained in this website shall be used by British residents. The information and other materials contained in this website may not satisfy the laws of any other country and those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising in relation to the same shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Civitas Investment Management Limited is authorised and regulated by the UK Financial Conduct Authority (FCA), Firm Reference Number: 815699. Details of our authorisation can be found on the FCA’s public register at www.fca.org.uk/register. Our registered office and business address is: 25 Maddox Street, London W1S 2QN. Registered in England and Wales No 10278444.